Bank Practice

Mezrah Consulting is committed to providing value to the banking industry from community banks to national banks across the country. We act as our bank clients' buyer and represent them to the financial services marketplace to implement "best of class" solutions that take into consideration their financial goals and sensitivities. MC has established significant business relationships that leverage our knowledge to bring unique, and often proprietary, solutions to our clients' bank owned life insurance (BOLI), executive benefits and strategic fee income opportunities. As it relates to BOLI our expertise is as follows:

» Current BOLI Portfolio Evaluation
» Carrier Credit Analysis and Repositioning
» BOLI Liquidity Strategies
» BOLI Transition Strategies
» BOLI Product Due Diligence and Selection
» BOLI Annual Review and Compliance
» Bank Eligible Fund Evaluation
» Yield, Duration, Stable Value and Risk Based Capital Analysis
» Detailed Cost Analysis
» P&L, ROA and ROE Analysis and Comparison
» Domestic Captive Insurance Structures

Other services include pre-purchase analysis and compliance, non-agency security valuations, non-qualified executive benefit plan consulting, Community Reinvestment Act consulting, business continuity consulting, executive compensation consulting and strategic fee income consulting.